Fees and limits

of services associated with PayTrip accounts and cards.

Services associated with cards

  • Card activation fee: Free
  • Balance and transaction consultation: Free
  • First PIN code consultation: Free
  • PIN code consultation: €0.50
  • Card blocking and unblocking: Free
  • ATM withdrawal in France: €1.50
  • ATM withdrawal in SEPA zone: €1.50
  • ATM withdrawal outside SEPA zone: €2.00 + 1.49%
  • Currency exchange fee for withdrawal: 1.50%
  • Transaction statement via ATM: €1.00
  • PIN code change via ATM: €1.00
  • Withdrawal transaction rejection: €0.50
  • Card activation: Free
  • PIN code via IVR: €1.50
  • Card blocking/unblocking via IVR: €0.50
  • Card balance via IVR: €1.00
*Interactive Voice Response (IVR) Service
  • Payments in France: Free
  • Payments in SEPA zone: Free
  • International payments: 1.49% (min. €1.00)
  • Currency exchange fee for payments: 1.50%
  • Payment transaction rejection: €0.50
  • Loading your card from your account: €0.50
  • Loading a beneficiary’s card: Free
  • Loading another PayTrip customer’s card: Free
  • Maximum monthly withdrawal amount: €1,000
  • Maximum daily withdrawal amount: €750
  • Maximum monthly payment amount: €3,000 (France resident) / €6,000 (non-resident)
  • Maximum daily payment amount: €3,000
  • Maximum daily card loading amount: €10,000
  • Maximum monthly card loading amount: €10,000
  • Maximum amount per load: €6,000
  • Maximum card balance: €10,000
  • Tracked card delivery (upon customer request): €10
  • Replacement of an expired card: €10
  • Replacement of a lost/stolen/defective card: €15
IBAN

Services associated with accounts

  • Account opening fee: Free
  • Account management fee: Free
  • Account and transaction consultation: Free
  • Account statements: Free
  • Phone number change: Free
  • Address change: Free
  • Family support tax certificate: Free
  • Monthly fee for accounts inactive for over 12 months: €2.50 (applicable from June 30, 2022)
  • SEPA transfer issued: €2.00
  • PayTrip account-to-account transfer (via PayTrip contacts option): Free
  • By received SEPA transfer: 0.40% (min. €0.50)
  • By received SWIFT transfer: 0.40% (min. €5.00)
  • By credit or debit card online: 1.20% (min. €1.00)
  • Maximum account funding by credit/debit card: €500
  • Maximum number of account fundings by credit/debit card per day: 3
  • Maximum daily loading amount: €5,600
  • Maximum monthly loading amount: €5,600
  • Maximum loading amount per transaction: €5,600
  • Maximum account balance: €10,000

List of unauthorized merchants

List of merchants (by their code) where payments with the prepaid card will not be possible.

MCC Code MCC Description
4784 Toll and Bridge Fees (Frais de péages et ponts)
5542 Automated Fuel Dispensers (Distributeurs
automatiques de carburant)

Special transactions

  • Third-Party Administrative Seizure (ATD): 10% of the amount owed to the Tax Authorities, capped at €100
  • Seizure of property: €100

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